BaseNashville Real Estate Logo

Whether You Rent or Buy: You are Paying a Mortgage

Sitting on Couch - Renters or Home Owners
Market Stats » Whether You Rent or Buy: You are Paying a Mortgage

Whether You Rent or Buy: You are Paying a Mortgage

There are some renters who have not yet purchased a home because they are uncomfortable taking on the obligation of a mortgage. Everyone should realize that, unless you are living with your parents rent free, you are paying a mortgage – either yours or your landlord’s.

As an owner, your mortgage payment is a form of ‘forced savings’ that allows you to build equity in your home that you can tap into later in life. As a renter, you guarantee your landlord is the person with that equity.

Are you ready to put your housing cost to work for you?

Christina Boyle, Senior Vice President and Head of Single-Family Sales & Relationship Management at Freddie Mac, explains another benefit of securing a mortgage vs. paying rent:

With a 30-year fixed rate mortgage, you’ll have the certainty & stability of knowing what your mortgage payment will be for the next 30 years – unlike rents which will continue to rise over the next three decades.

Bottom Line

This holiday season, why not give yourself the gift of home ownership? Lock in your housing costs for the next 30 years and guarantee you are the one building wealth.

Our Awesome Team

An incredible experience starts with incredible people, and BaseNashville is committed to bringing together the absolute best individuals possible to serve our clients and community.

Team Lead | Broker | Agent

Team Lead | Agent

Operations Coordinator

Free Market Evaluation

BaseNashville Real Estate Team

Thinking about selling your home? Complete the form below for a free market evaluation.

List Your Property

BaseNashville Real Estate Team

Ready to sell? Take the first step by completing the form below, or give us a call at 615-622-1457.

Nick Irwin

Nick Irwin - Broker - BaseNashville Real Estate

Nick Irwin, originally hailing from the warm and welcoming state of Alabama, has firmly established his roots and found his forever home in the vibrant heart of Nashville, Tennessee. As a leading Realtor at Onward Real Estate, Nick brings a unique blend of Southern charm and sharp business savvy to the dynamic real estate market of Music City.

With a strong background in business and an unbridled passion for real estate and financial education, Nick has become an indispensable guide for both buyers and sellers navigating the complexities of Nashville’s ever-evolving property landscape. His commitment to providing clients with the most current and comprehensive information empowers them to make well-informed decisions about their future homes and investments.

Known for his relentless determination, Nick’s track record is a testament to his expertise and dedication to his client’s success. He defines success as making sure his clients have an advocate when making some of life’s biggest decisions and strives to help them feel empowered and informed along the way.

Outside of real estate, Nick enjoys quality time with his husband, Mark, at their cherished family lake property. These moments of relaxation often include the delightful company of their beloved chihuahua, Bruno.

Whether you’re searching for your dream home, an investment property, or looking to sell in Nashville’s dynamic market, Nick Irwin is your go-to real estate Broker. His knowledge, enthusiasm, and genuine care for clients ensure a seamless and successful journey in the exciting world of Music City real estate.

Nick Irwin | 615-418-0563 | nick@BaseNashville.com

Robby Stone

Robby Stone - BaseNashville Real Estate

Born in Florida and raised in Huntsville, Alabama, Robby Stone has definitely found a home here in Tennessee. Since moving to Nashville in January 2010, he’s fallen in love with the subtle nuances present in each pocket of the city, and it is this affinity for the city and his passion for people that has led Robby to a career in real estate.

The road to becoming a real estate agent has been paved with an array of career adventures. Earning a degree in Sports Medicine from Samford University in Birmingham, AL before realizing the life of a doctor was not his ultimate passion, the following years would find Robby managing client relations for wedding photographer ABryanPhoto, acting in tv and film roles during his time spent in Los Angeles, entertaining as the front man for several dance bands traveling throughout the southeast and serving up delicious meals at a few restaurants around Nashville.

Forever wondering how all of these various jobs and educational experiences would work together toward his future, Robby now sees how each prepared him for his Realtor career which began in 2015. Managing the client experience, entertaining and effortlessly engaging those looking to buy or sell in Nashville, and humbly serving those he works for and alongside are all a part of real estate. With years of unconventional and professional career training and consistently over $10 million in sales annually, Robby has been refined to perform his job with ease and enthusiasm, and his natural charisma and authenticity are added bonuses to his career in this exciting industry.

Robby Stone | 205-383-7001 | robby@BaseNashville.com

Emilee Warner

Emilee Warner - BaseNashville Real Estate

Tennessee native Emilee Warner embarked on her real estate journey with a full-service brokerage based in Nashville in early 2020. Her debut year was marked by exceptional achievements, including being honored as Greater Nashville Realtors Rookie of the Year and consistently ranking among the top agents. Her dedication to excellence for her clients and earning the esteem of her colleagues has rapidly positioned her as a rising star in Nashville’s real estate scene. 

Prior to Real Estate, Emilee spent over 15 years in the entertainment industry, creating a large network of community members. Her experience in negotiation and client advocacy has seamlessly transitioned into her flourishing real estate career. 

As a passionate advocate for fair and affordable housing, Emilee actively contributes as a member of the Housing Affordability Committee. Her commitment to community service is evident through her volunteer work with the Country Music Hall of Fame’s Troubadour Society and LaunchPad Nashville. Additionally, she plays a significant role in local community development as a Board member of Discover Madison and Amqui Station. 

Emilee Warner | 615-418-4846‬ | emilee@BaseNashville.com

Robyn Nelson

Robyn Nelson - BaseNashville Real Estate

At the heart of BaseNashville’s dynamic team is Robyn Nelson, a Tennessee native whose expertise, enthusiasm, and quick wit radiate through every aspect of her work. As the team Operation & Transaction Coordinator, Robyn ensures each client’s journey is smooth every step of the way. 

Since joining the Nashville real estate universe in 2016, Robyn has become an indispensable asset, adeptly juggling a myriad of roles with unwavering dedication and efficiency. Prior to real estate, Robyn honed her organizational skills in hospitality and retail management, which helped keep the BaseNashville team on a steady course. Robyn is also an enthusiastic educator, sharing her wealth of knowledge through virtual contract-to-close classes where she helps train those interested in joining the real estate contract-to-close entrepreneurial world. Did we mention she’s also a TN Notary Public and wedding officiant? 

Outside of work, you can find Robyn fostering a community of literature lovers as she actively participates in several book clubs, with her downtime being spent with her two precocious children, devoted husband, and beloved dog.

Choosing a BaseNashville agent means gaining access to Robyn’s unparalleled expertise and warm guidance. Her ability to handle the complexities of real estate transactions with grace and precision makes her an invaluable member of our team and a cherished ally for our clients.

Robyn Nelson | 615-772-3680 | robyn@BaseNashville.com