If you’re renting in Nashville, you’re definitely not alone—but is it still the smartest move for your money?
Let’s take a look at the numbers:
- Average 2-bedroom rent in East Nashville:Â ~$2,200/month
- Estimated mortgage on a $350K home (10% down @ 6.81% interest):Â ~$2,430/month (includes taxes & insurance)
At first glance, buying looks like the more expensive monthly option. But here’s the difference: your mortgage payment is building equity, not just covering someone else’s investment. You also gain long-term tax benefits, appreciation potential, and control over your home (paint the walls pink if you want—we won’t judge).

Of course, owning isn’t right for everyone in every season of life. But if you’re planning to stay put for a few years, it’s worth exploring.
👉 Want to see a side-by-side for your situation? I’m happy to run the numbers—no pressure, just info.