Your mortgage underwriter will require you set up Homeowner’s Insurance during the underwriting process. It is best to get a head start on this so that you are able to shop around and compare prices and policies. For most people, your home is the biggest purchase you will ever make and you want to make sure it’s properly insured.
I recommend starting your search with whatever company insures your current home or car and getting a quote from them first. More than likely, they will provide a discount for already having insurance through them.
After that, reach out to my favorite insurance provider for a quote:
Have your homeowner’s insurance policy go into effect the day BEFORE you close on your new home. That way if your new place burns down while you’re at closing, you’ll be covered. Also, be sure to get proper documentation from your new homeowner’s insurance company to provide to your underwriter; they will require proof of insurance before they’ll approve you for your loan.
Have any questions about obtaining insurance for your Nashville home? Reach our to the BaseNashville team at 615-418-0563 or firstname.lastname@example.org